General liability insurance helps protect your assets by providing a first line of defense against a variety of claims for alleged negligence or wrongdoing. In today's lawsuit-happy society, litigation can wreak havoc on any business - including yours.

By covering the cost of defending or settling these claims, a business general liability insurance policy can help you keep your business in business.

Liability Insurance covers these basic categories of business liability:

Bodily Injury - physical harm to a person at your place of business, or an injury caused by your employee at a client's site.

Completed Operations/Products Liability - losses after your business has completed work for a customer (such as repairing appliances or installing plumbing), or from manufacturing and distributing products.

Personal Injury - damage to the reputation or rights of a person or business due to slander, libel, copyright infringement, invasion or privacy, false arrest, wrongful eviction, etc.

Advertising Injury - losses caused by your advertising (spoken or written); for example, an ad that trashes a competitor.

A well-crafted General Liability policy can help give you financial peace of mind, freeing you up to grow your business.

General Liability does not cover theft or damage of tools or materials. It also does not provide coverage for an automobile accident involving you or your employees while on the job. There are other policies to meet these needs.